Simple, reliable coverage

Commercial insurance to protect what you've built.

Simple, dependable coverage for businesses of every size.

Licensed in Texas From
$45 /mo*
  • No hidden fees
  • Service in English & Spanish
  • Certificates in minutes

*Starting price; varies by coverage and state.

Andrea — business owner

Why Prospera

More than an insurance agency.
A partner for your business.

Hi, I'm Andrea.

As a business owner myself, I know how hard it is to build something from the ground up. I created Prospera to help entrepreneurs find the right protection for their businesses — with personal attention, clear answers, and service in English or Spanish.

Andrea

Questions about your coverage?

Chat with Andrea
  • Personal attention
  • English & Spanish
  • Fast answers
  • No hidden fees

Coverage

The protection your business needs.

General Liability

Foundational protection against claims for bodily injury, damage to someone else's property, and accidents.

Workers' Compensation

Essential coverage for your employees if they're hurt on the job — and it keeps you in line with legal requirements.

Commercial Auto

Insurance for your business vehicles, covering collision damage, liability, and uninsured drivers.

Commercial Umbrella

An extra layer of security that extends the limits of your primary policies to protect against larger claims.

Commercial Bonds

Financial guarantees that back your contracts and legal requirements — and give your clients confidence.

Tools & Equipment

Dedicated protection for your tools and heavy machinery against theft, damage, or loss — in the shop or on the job site.

Specialized coverage

We specialize in your trade

Protection built specifically for the unique risks of your line of work.

Our process

Protecting your business is easier than you think.

Tell us about your business

Fill out a quick form and tell us what kind of coverage you need.

We review your options

We shop our trusted carriers to find the best solution available.

Get covered

Receive your policy and certificates and keep working with total peace of mind.

Testimonials

What our clients say

Rated five out of five stars

“GC wouldn't let my guys on the job site without proof of insurance. Texted Andrea that morning, had the certificate before lunch. And she actually picks up the phone, which is more than I can say for my last agent.”

Javier M.

Roofing contractor, Dallas

Rated five out of five stars

“When I hired my first worker I had no clue about Workers' Comp. Andrea explained everything in Spanish, real patient, and I had my policy that same week. Highly recommend.”

Marisol G.

Landscaping, San Antonio

Rated five out of five stars

“My General Liability renewal went way up this year. Got a quote, switched, paying way less for the same coverage. Should have done it sooner.”

Dale W.

HVAC contractor, Fort Worth

Free quote

Get your quote today.

It's quick, easy, and no strings attached.

  • Personal attention
  • English & Spanish
  • Fast answers
  • No hidden fees
Andrea — business owner

Hi, I'm Andrea.

We're here to help you find the right coverage.

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